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116问答网 > 缴纳了七成得款、银行贷款半年还没批下来我能要求开发商退回缴纳的钱吗？

缴纳了七成得款、银行贷款半年还没批下来我能要求开发商退回缴纳的钱吗？

2025-03-15 14:20:16

推荐回答（2个）

回答1：

一般来讲，合同中会约定，你在多少日内以贷款方式付清贷款。贷款没下来，其实是你违约，开发商不找你麻烦就不错了。但是你还不能找银行的麻烦，贷款合同是实践合同，也就是说什么时候贷款放款了，什么时候合同生效。款没放，贷款合同就没用，合同中绝不会约定多少时间内放款，违约承担什么违约责任。再说晚放款晚还款嘛，这不，利息又降了。

回答2：

按照你合同的约定处理，你仔细看看合同

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