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116问答网 > 等额本息提前还贷利息会减少吗

等额本息提前还贷利息会减少吗

2025-04-06 17:54:51

推荐回答（2个）

回答1：

提前还贷，还的是本金。
还完本金后，剩余的本金重新按照贷款计算：
1.
维持月供不变，计算还款时间。可以缩短还款年限；
2.
维持还款时间不变，计算洗的月供，可以降低月供。
两种方式都可以，但缩短还款时间更节约利息。

回答2：

等额本息提前还款利息会少吗

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