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中信银行个人网银有证书和无证书是什么意思？

2025-04-07 01:52:06

推荐回答（1个）

回答1：

你要用网银，就需要使用“数字证书”来向银行展示自己的数字化个人身份，
你申请了数字证书之后，登录网银时，可以用这个证书登，也可以不用证书，
用了证书，银行就相信你是你本人，可以做转账等交易，
不用证书，银行不能完全相信你，只能做查询类的交易。
比如你的证书在家里，你晚上在朋友家上网，手头自然没有证书，此时就只能选无证书登录了。

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