Traditional financial business (table business): personal liabilities business and personal assets (loans) business.
Personal liabilities business:
Personal liabilities business refers to the traditional savings business, including all kinds of savings and savings on a regular basis, is the source of the commercial banks to carry out all the business activities of the commercial banks to obtain funds is the foundation of the low cost operation is the precondition for commercial banks to develop the intermediate business, the asset business.
Personal assets (loans) business:
Personal assets business is the main business of commercial banks, is the main source of operating profit from commercial banks. Assets business of commercial banks is the monetary funds for loans to the demand by certain interest rate a credit activities to earn interest, is how to use the funds to the business bank. Assets of banking business is the most basic and most important kind of business