Money is small and medium-sized enterprise survival and development of small and medium-sized enterprises, is the source of the impetus and impetus. In the capital resources are scarce today, small and medium-sized enterprises only on current market allocation function of passive obtain capital resources have to meet their need for small and medium-sized enterprises, between capital resources has actually become a see the "war".
The graduation design research smes financing options, just as its name implies, diversified financing will bring benefit and efficiency of the relative. Small and medium-sized enterprises better financing smes itself is the core part, to enhance the ability of financial mechanisms based part lies in the improvement of government and adapt to cooperate actively and proper guidance and support. But the credit problems in these three aspects throughout, they are. To improve enterprise's financing capability and credibility, Notice the financial system innovation, eliminating financial repression, To improve the government's macroeconomic regulation system supply function, strengthen financial support, and cultivate a good social credit system and the market mechanism to play in the basic allocation of resources. So as to make the healthy development of small and medium-sized enterprises.
The paper is an innovation at the reality, the contact problem in a prominent position of credit, make the red line of text, through enterprise, financial mechanism, the government, not only emphasize the three aspects of credit problems to solve the problem of small and medium-sized enterprises financing, and the importance of the small and medium-sized enterprises and financial mechanism and the three different aspects of the organic link, to avoid the one-sided from one or two aspects to find the cause of the problem and the way to correct and thorough knowledge and solve problems. Any from the social and economic background, isolation among the research method of link is wrong. Many in small and medium enterprises, research, or in phenomena or silting in view of bias, reason is no contact with the view to see a problem, cannot see through phenomenon. From the aspects of a single will not solve the problem, this paper studies the conclusion.